Exit后，最贵的错误不是买错房
This article is currently available in Chinese only.
公司被收购、IPO或股权变现后，账上突然多了$20M，第一件事应该是买房吗？
这期视频要讲的不是“能不能买房”，而是“应该先做什么”：税务窗口会关闭，好房子不会。Exit后第一年，最昂贵的错误往往不是买错了什么，而是把买房排在税务规划和资产结构之前。
本期视频，我们从QSBS、加州税务差异、现金流与贷款环境出发，拆解Exit家庭最容易踩的5个坑：
视频中还会提供一套Exit后12个月的决策路线图：
买房这个动作本身没有错。真正的问题，是让买房插队到了税务窗口和资产结构前面。
税务窗口可能只有一次，好房子以后还会有。
In this episode
- •把纸面财富当成已经到手的现金
- •跳过税务窗口，直接开始看房
- •资产结构还没确定，就先定购房预算
- •想当然地选择全现金或贷款，漏算长期持有成本
- •在生活半径尚未稳定时，直接购买“一辈子的Dream House”
- •0—3个月：冻结大额支出，完成税务窗口与资金到账盘点
- •3—6个月：建立现金跑道、减持计划与住房预算上限
- •6—12个月：带着确定的预算和付款结构进入房地产市场
- •⏱ 视频章节
This video is general market information and education only. It is not real-estate, legal, tax, mortgage, insurance or investment advice. Market data and property conditions change; consult the appropriate licensed professional about a specific property.
About the author
Cindy Wang
Co-Founder · Silicon Valley Real Estate · Schools & Investment · DRE# 02104795
A Silicon Valley property strategist with 12 years in Bay Area real estate. Trained in law, seasoned in HR, licensed in both real estate and insurance, and fluent in new construction, remodels, ADUs and tax-efficient investing. 100K+ followers and top 1% quality of execution — sellers concede less, buyers negotiate more, and every file is one worth studying.
